Click HERE to fill out a Quote Sheet for Homeowners Insurance.

Homeowners Insurance Information:

 

Here at Fisher Financial Services Inc, we want your home insurance business.  We represent Rockingham Mutual for our home insurance policies.  We offer many products under the homeowners insurance product line such as the HO-2, HO-3, HO5, HO-6, and HO-8.  Many of our customers enjoy a multipolicy discount by having their home and auto insured with the Rockingham Group.

 

Perils insured against under the standard HO-3 policy form are; fire and lightning, windstorm and hail, explosion, riot and civil commotion, sudden and accidental overflow of water from plumbing, aircraft, vehicles, smoke, vandalism and malicious mischief, theft on or off premises, cracking/bursting or bulging of hot water heating units, damage by freezing, and many more.

 

Coverage's under the homeowners policy may include the following:

 

•     Dwelling: Your home and attached structures

•     Other Structures: on your premises that are not attached to the dwelling and are used for personal use.

•     Personal Property: The content of your home and certain personal property owned by you.

•     Loss of Use: Additional living expenses due to a loss from a covered peril that causes your home to become unavailable.

•     Personal Liability: Sums you are legally obligated to pay others

•     Medical Payments: Certain medical payments for visitors injured on your premises.

 

 Some optional coverages that may be added are as follows:

 

    Personal property replacement

    Earthquake

    Personal Injury

    Business Persuits (Teachers)

    Watercraft Liability and Physical Damage

    Increased theft limits

    Special computer coverage

    Ordinance or Law

    Scheduled personal property

    Guaranteed replacement cost-dwelling

    and more...

 

We also use the Boeckh Property Valuation software to assist us in properly establishing a dwelling value for your home.  Be sure to ask us about the discounts offered for higher deductibles, security systems, smoke detectors, dead bold locks, fire extinguishers, claims free, and more!

 

Call us today for information, question, and many answers to your home insurance needs.  We can be reached at 540-366-6877 or just email us via scott@fisherfinancialservicesinc.com.  We look forward to serving your insurance needs today!